Posts Tagged ‘saturday’

h1

Money 101 Mamakohl Style

January 12, 2008

I think I’m gonna need more coffee.

It’s been a very interesting couple of weeks here at Casa de la Mamakohl.  B cut his finger which resulted in a rather large unexpected expense.  That came directly on the heels of our washing machine shooting craps and thus needing a new one (read: another large unexpected expense.)  To say money has been tight is kind of like saying I’m somewhat liberal. Bwahahahahahhahah.  For the first time in ages and ages, my checking account got overdrawn.  Not by much, but enough to make me sick to my stomach just thinking about it.  Eh, well, it was only like that for about 2 days – all is taken care of now and I’m like Amy Winehouse without the heroin – I’m back in black.   It’s times like these that make me so glad that I come from people who know how to make a whole lot out of nothing – I’m a freaking culinary McGuyver.   Anyway, moving on …  In regards to this financial squeeze, I sat down this morning with a cup of coffee, my bills, a calculator, and a grocery list.  I crunched some numbers and talked it over with B and had everything budgeted out and by the time I lay my head down tonight, the house will be filled with food, the bills will be paid, and we’ll be able to laugh and  say, “WHEW!  Those 2 weeks were a real bitch, eh?”

So, why am I writing this here?  Because I need these reminders to myself.  B is always telling me to not stress out because, “It’ll work out, Baby.  It always does.”  And he’s right – it always does.   Always.  I think the reason it works out, however, isn’t because we are blessed or lucky or have tons of money (oh lord, that made me laugh so hard I peed a little,) – I think it’s because B and I don’t believe in hiding from the uglies.  We talk about money.  We put it out there, discuss what we need, what we have, and we plan.  It wasn’t always like this – I used to run from financial conversations.  I used to hide and freak out and throw out bills unopened.  And he used to have to scrape and hunt and peck and do whatever the hell he did to cover up for my denial.  Talk about unfair.  About 4 years ago, I brought my head out of the sand, grew a set, and decided to make a change.  And oh what a change it has made in our lives.  Bills get opened and paid.  We budget together.  We plan together.  We earmark nearly every nickel and dime.  And mostly, we have a little extra for simple pleasures.  Occasionally we have the unexpected expense that makes things tight, but those are rare and when they do happen, we know it’s gonna be okay.  I’m so happy for our lack of “financial infidelity,” but I know it wasn’t always like that and I know how easy it would be to go back there.  And that is why I write this shiz down here – ’cause it’s my blog and I need the reminders.  As they say, when in doubt, tell the truth, tell the truth, tell the truth.